LASIK will give you freedom from your glasses and contacts and yet, many people don't get the procedure done because they have heard that the price for getting LASIK done was astronomical- not true. LASIK has become very affordable with advances in technologies making the procedures not only safer and faster; but easier to pay for as well.
You have a number of ways to pay for your LASIK procedure and one is sure to fit your lifestyle.
Insurance
Your insurance policy may have provisions to pay for your LASIK procedure. The coverage will vary from individual to another. Also, it's worth investigating if some portions of your LASIK procedure could be covered by your existing insurance policy. Consult with us and let our specialists work with to determine if your insurance can be used and how much you can potentially save on your LASIK procedure.
Flexible Spending Accounts
If you don't already have one, many employers offer Flex Spending as an investment option for employees to have a portion of each check deposited. Other people choose to create Flex Spending accounts through their banks. If you don't already do this, you'd be amazed at how quickly you can save up for your entire procedure by having pre-tax dollars from your paycheck deducted and placed in a Flex Spending account.
Tax Benefits
LASIK is usually deemed an elective procedure and is normally not tax deductible. However, this should be investigated as depending on your own filing status, you may be able to deduct all or part of the cost of the procedure. It's definitely worth investigating with your accountant to see if you qualify.
Tax Refund to Pay For LASIK
Many LASIK patients choose to use their federal tax refunds to pay for their LASIK procedure. This is another finance option for getting your eyes corrected through LASIK that won't directly hit your bank account.
Financing Your LASIK Procedure
We offer a number of payment plans to make getting the LASIK procedure done affordable for everyone. Credit lines with repayment terms that are flexible are available to cover the cost of getting your LASIK procedure done. You can even customize your financing to your own individual needs by selecting the amount you need and your repayment terms. When you apply for financing, you usually have a decision in a matter of minutes, meaning you could apply today and make an appointment to improve your vision for life all within the same day!
Credit Cards
Not everyone has the credit score that will qualify them for financing of their LASIK procedure. However many of these same potential LASIK candidates have credit cards and that's another finance option! This is a good option if you have a card that carries a low interest rate, offers points or other rewards for use.
